Do you still think of the NHS as your cure-all for every medical woe? If so, you are within a shrinking minority. While there is no doubt that the NHS still provides much-needed services, it may very well be becoming a shell of its’ former self. Let us take a look at some undeniable facts that you, your friends and your family are entitled to know.

Funding Fallacies

The state-funded system has taken MASSIVE hits in recent years. Many analysts state that this has affected the level of care that patients can receive. They observe that such performance drops had not been seen since the 1990s. To put this in perspective, the NHS will need no less than £8 billion pounds every year from 2020 on. Considering that the system is already strapped for cash, where are these funds expected to be sourced?

Deficits and More

As can seen in this chart provided by the National Audit Office, the NHS has been running at a deficit now since 2013. When we consider that projections claim a further deficit of a crippling £2.5 billion, the problems become clear.

Patients are having to endure longer queues, fewer treatment options and perhaps most worryingly, a perceived lower standard of care.

Let’s also remember that the United Kingdom is home to an ageing population. What is this older generation to do when the rug is pulled out from underneath?

An example can be seen in 78-year-old Kenneth Warden. When the NHS said that there was “no treatment options” available, he was literally sent home to die. It was not until his daughter obtained a second opinion from a private medical insurance provider that an alternative was discovered.

Would Mr. Warden have survived if he had listened to the NHS?

The Private Edge

From the example above, we can clearly see why a growing number of individuals and families are now choosing to enjoy the benefits of privatised medical care. We also need to appreciate that the “myth” of expensive plans is just that. Many sources observe that basic plans can start for as low as £1.20 per day.

Still, the benefits do not end here. Some other advantages that the NHS is simply no longer able to offer include:

• Access to specialised care when needed.
• Skipping those dreaded NHS waiting lists.
• Access to private rooms.
• Cutting-edge treatment possibilities (we should once again think of Mr. Warden mentioned earlier).

Above all, there is a greater flexibility in terms of how comprehensive policies can be. So, a young adult can choose a more basic package while an individual with existing conditions is able to benefit from more thorough policies.

The bottom line here seems to be that you get what you pay for.

Have the better days of the NHS already passed? Unless dramatic action is taken and money is pumped back into the system, we could very well see the United Kingdom become defined by a nation which fully embraces private health care…and for good reason!