We all make it a point to keep track of the balance within our bank accounts and to ensure that we have enough funds to pay monthly bills.  Unfortunately, this is not always the case in regards to credit scores.  The simple fact of the matter is that credit scores can impact our sense of […]

In many ways, a prepaid credit card can be thought of as “plastic cash” in the notion that the user will be presented with a limited amount of funds that can be used to purchase goods or services. Still, it should be noted that there is a primary difference between a prepaid card and a […]

Due to the fact that credit cards are popular financial vehicles, it is not uncommon for companies to offer their clients rewards and cash-back deals as incentives. In recent times, such plans have become very popular. As the terms hint, there are various types of rewards that can be offered. To understand how these systems […]

These types of cards can be quite useful for those who wish to enjoy interest-free purchases for a certain period of time (usually between twelve and eighteen months). They can be particularly beneficial if interest rates are extremely high and a great deal of money can potentially be saved. Of course, these offers are generally […]

Credit cards operate under the principle of a customer having to pay off a balance in predictable increments. This will enable future liquidity to be enjoyed while boosting existing credit ratings. A zero-per cent balance credit card is a way for an individual to relieve debt. This offer enables all existing balances from other credit […]