Accident claims are seen by many as representing a particularly broad category. To make things simple, these types of actions can be summarised as the ability to claim some form of compensation if you or your possessions were harmed as a result of a situation that was not your fault. Within the United Kingdom, this type of claim can be separated into four primary categories. Let us have a quick look at each.
Medical malpractice claims are some of the most common as well as those which tend to pay out quite substantial amounts. Although the NHS is highly respected, there are inevitably occasions when an oversight can occur. Should you be injured or find that you have otherwise been incapacitated as a result of medical negligence, a legal claim may be filed with the help of a solicitor.
Slips and Trips
Slips and trips that occur on the property of a third party can likewise warrant that an accident claim is brought forth. This is particularly the case if it can be proven that it was the responsibility of this party to make certain that the area was free from hazards. Common examples can include slipping within a supermarket, twisting an ankle as a result of uneven pavement or falling down a flight of stairs due to insufficient lighting.
Work-Related Incidents
It is always the responsibility of the employer to make sure that the work environment is free from all hazards that may cause potential injuries. Additionally, health and safety training such as the SAFEcontrator could likewise be required depending upon the type of employment. If it is found that the environment was unsafe in accordance with regulations or that the necessary training was not provided, a work-related accident claim can be brought forth.
Motorway Compensation
The final category involves accidents that occur while operating a motor vehicle. One stipulation here is that it must be proven that the accident in question was the sole result of the other driver. From medical conditions such as whiplash to more severe instances including extensive time off of work or the complete destruction of your vehicle, you may be able to file a claim for compensation.
Questions to Address
The first thing to take into account is as to whether or not the accident qualifies as one which can result in a claim. This is normally determined by consulting with an attorney who specialises in this area of expertise. Other questions should be:
- Will you require extensive rehabilitation or time away from work?
- How much money can you expect to receive?
- What is the track record of the firm that you intend to choose?
- What portion of the (potential) medical expenses will your current insurance policy cover?
While this is a rather broad topic, these are some of the most basic variables to keep in mind when pursuing any type of accident claim.